/* ==========================================================================
   Centralized Credit - Design System & Fintech Stylesheet
   ========================================================================== */

:root {
  --bg-primary: #07090e;
  --bg-secondary: #0d121c;
  --bg-tertiary: #131b2a;
  
  --surface-glass: rgba(16, 24, 40, 0.7);
  --surface-glass-border: rgba(255, 255, 255, 0.08);
  --surface-glass-highlight: rgba(255, 255, 255, 0.12);
  
  --text-primary: #f8fafc;
  --text-secondary: #94a3b8;
  --text-muted: #64748b;
  
  --accent-cyan: #06b6d4;
  --accent-indigo: #6366f1;
  --accent-purple: #a855f7;
  --accent-emerald: #10b981;
  --accent-amber: #f59e0b;
  
  --glow-cyan: rgba(6, 182, 212, 0.15);
  --glow-indigo: rgba(99, 102, 241, 0.15);
  --glow-purple: rgba(168, 85, 247, 0.12);

  --font-sans: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-heading: 'Space Grotesk', var(--font-sans);
  --font-mono: 'JetBrains Mono', monospace;

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-full: 9999px;

  --transition-fast: 0.15s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-smooth: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  color-scheme: dark;
}

body {
  font-family: var(--font-sans);
  background-color: var(--bg-primary);
  color: var(--text-primary);
  line-height: 1.6;
  overflow-x: hidden;
  position: relative;
  min-height: 100vh;
}

/* Background Ambient Lighting */
.ambient-glow {
  position: fixed;
  border-radius: 50%;
  filter: blur(140px);
  pointer-events: none;
  z-index: 0;
}
.glow-cyan {
  width: 550px;
  height: 550px;
  background: var(--glow-cyan);
  top: -150px;
  left: 10%;
}
.glow-indigo {
  width: 650px;
  height: 650px;
  background: var(--glow-indigo);
  top: 30%;
  right: -100px;
}
.glow-violet, .glow-purple {
  width: 500px;
  height: 500px;
  background: var(--glow-purple);
  bottom: 10%;
  left: 5%;
}

.grid-overlay {
  position: fixed;
  inset: 0;
  background-image: 
    linear-gradient(to right, rgba(255, 255, 255, 0.02) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(255, 255, 255, 0.02) 1px, transparent 1px);
  background-size: 40px 40px;
  pointer-events: none;
  z-index: 0;
}

.site-container {
  position: relative;
  z-index: 1;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Glassmorphic Panel Utility */
.glass-panel {
  background: var(--surface-glass);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid var(--surface-glass-border);
  box-shadow: 0 20px 40px -15px rgba(0, 0, 0, 0.5);
  border-radius: var(--radius-lg);
}

.gradient-text {
  background: linear-gradient(135deg, #38bdf8 0%, #818cf8 50%, #c084fc 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.accent-emerald {
  color: var(--accent-emerald) !important;
}

/* Navigation Header */
.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin: 20px 0 40px;
  padding: 14px 24px;
  border-radius: var(--radius-full);
  position: sticky;
  top: 16px;
  z-index: 100;
}

.brand-link {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--text-primary);
}

.brand-badge {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--accent-cyan), var(--accent-indigo));
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  box-shadow: 0 0 15px rgba(6, 182, 212, 0.4);
}

.brand-text {
  display: flex;
  flex-direction: column;
}

.brand-main {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.brand-sub {
  font-size: 0.7rem;
  color: var(--text-secondary);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.nav-center {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-link {
  color: var(--text-secondary);
  text-decoration: none;
  font-size: 0.9rem;
  font-weight: 500;
  padding: 8px 16px;
  border-radius: var(--radius-full);
  transition: var(--transition-fast);
}

.nav-link:hover, .nav-link.active {
  color: var(--text-primary);
  background: rgba(255, 255, 255, 0.06);
}

.nav-right {
  display: flex;
  align-items: center;
  gap: 12px;
}

.status-indicator {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.8rem;
  color: var(--text-secondary);
  margin-right: 6px;
}

.pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background-color: var(--accent-emerald);
  box-shadow: 0 0 10px var(--accent-emerald);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0% { transform: scale(0.95); opacity: 0.8; }
  50% { transform: scale(1.2); opacity: 1; }
  100% { transform: scale(0.95); opacity: 0.8; }
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 9px 18px;
  font-size: 0.9rem;
  font-weight: 600;
  border-radius: var(--radius-full);
  text-decoration: none;
  cursor: pointer;
  border: none;
  transition: var(--transition-smooth);
}

.btn-primary {
  background: linear-gradient(135deg, #0284c7 0%, #6366f1 100%);
  color: #fff;
  box-shadow: 0 4px 20px rgba(2, 132, 199, 0.3);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 25px rgba(2, 132, 199, 0.5);
}

.btn-secondary {
  color: var(--text-primary);
  border: 1px solid var(--surface-glass-border);
}

.glass-btn {
  background: rgba(255, 255, 255, 0.05);
}

.glass-btn:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--surface-glass-highlight);
}

.btn-lg {
  padding: 14px 28px;
  font-size: 1rem;
}

.btn-block {
  width: 100%;
}

/* Hero Section */
.hero-section {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
  padding: 40px 0 80px;
}

.page-hero {
  padding: 30px 0 60px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  color: var(--text-secondary);
  margin-bottom: 24px;
}

.hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2.4rem, 4.5vw, 3.8rem);
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.03em;
  margin-bottom: 20px;
}

.hero-subtitle {
  font-size: 1.15rem;
  color: var(--text-secondary);
  line-height: 1.7;
  margin-bottom: 36px;
  max-width: 580px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  margin-bottom: 40px;
  flex-wrap: wrap;
}

.trust-ribbon {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  font-size: 0.85rem;
  color: var(--text-muted);
  border-top: 1px solid var(--surface-glass-border);
  padding-top: 24px;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
}

/* Hero Visual & Simulation Card */
.visual-card {
  padding: 24px;
}

.sim-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 20px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--surface-glass-border);
}

.sim-title-group {
  display: flex;
  align-items: center;
  gap: 8px;
}

.sim-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background-color: var(--accent-cyan);
  box-shadow: 0 0 8px var(--accent-cyan);
}

.dot-purple {
  background-color: var(--accent-purple);
  box-shadow: 0 0 8px var(--accent-purple);
}

.sim-title {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.sim-tag {
  font-size: 0.75rem;
  padding: 4px 10px;
  border-radius: var(--radius-full);
  background: rgba(6, 182, 212, 0.1);
  color: var(--accent-cyan);
  border: 1px solid rgba(6, 182, 212, 0.2);
}

.sim-amount-box {
  background: rgba(0, 0, 0, 0.3);
  padding: 16px;
  border-radius: var(--radius-md);
  margin-bottom: 20px;
  border: 1px solid var(--surface-glass-border);
}

.amount-label {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-bottom: 4px;
}

.amount-val {
  font-family: var(--font-heading);
  font-size: 1.8rem;
  font-weight: 700;
}

.transaction-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 20px;
}

.tx-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid rgba(255, 255, 255, 0.04);
}

.tx-icon {
  width: 34px;
  height: 34px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  font-family: var(--font-mono);
}

.tx-ach { background: rgba(6, 182, 212, 0.15); color: var(--accent-cyan); }
.tx-val { background: rgba(16, 185, 129, 0.15); color: var(--accent-emerald); }
.tx-nsf { background: rgba(168, 85, 247, 0.15); color: var(--accent-purple); }

.tx-info {
  flex: 1;
}

.tx-name {
  font-size: 0.85rem;
  font-weight: 600;
}

.tx-meta {
  font-size: 0.72rem;
  color: var(--text-muted);
}

.tx-amount {
  font-family: var(--font-mono);
  font-size: 0.85rem;
  font-weight: 600;
}

.tx-plus { color: var(--accent-emerald); }

.tx-badge {
  font-size: 0.7rem;
  padding: 3px 8px;
  border-radius: var(--radius-full);
  font-weight: 700;
  letter-spacing: 0.05em;
}

.tx-badge.verified {
  background: rgba(16, 185, 129, 0.15);
  color: var(--accent-emerald);
  border: 1px solid rgba(16, 185, 129, 0.3);
}

.sim-footer {
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
  color: var(--text-muted);
  border-top: 1px solid var(--surface-glass-border);
  padding-top: 14px;
}

/* Section Containers */
.section-container {
  padding: 60px 0;
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 48px;
}

.section-badge {
  display: inline-block;
  padding: 4px 14px;
  border-radius: var(--radius-full);
  font-size: 0.8rem;
  color: var(--accent-cyan);
  margin-bottom: 14px;
}

.section-title {
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-bottom: 14px;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-secondary);
}

/* Services Grids */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
}

.services-grid.three-col {
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
}

.service-card {
  padding: 32px 24px;
  display: flex;
  flex-direction: column;
  position: relative;
  transition: var(--transition-smooth);
}

.service-card:hover {
  transform: translateY(-4px);
  border-color: var(--surface-glass-highlight);
}

.service-icon-wrap {
  width: 54px;
  height: 54px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.icon-cyan { background: rgba(6, 182, 212, 0.1); color: var(--accent-cyan); }
.icon-indigo { background: rgba(99, 102, 241, 0.1); color: var(--accent-indigo); }
.icon-purple { background: rgba(168, 85, 247, 0.1); color: var(--accent-purple); }
.icon-emerald { background: rgba(16, 185, 129, 0.1); color: var(--accent-emerald); }

.card-tag {
  position: absolute;
  top: 24px;
  right: 24px;
  font-size: 0.72rem;
  padding: 3px 8px;
  border-radius: var(--radius-full);
  background: rgba(16, 185, 129, 0.1);
  color: var(--accent-emerald);
  border: 1px solid rgba(16, 185, 129, 0.2);
}

.service-title {
  font-family: var(--font-heading);
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 12px;
}

.title-link {
  color: var(--text-primary);
  text-decoration: none;
}

.service-desc {
  font-size: 0.95rem;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 20px;
  flex: 1;
}

.service-features, .clean-bullet-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  font-size: 0.88rem;
  color: var(--text-secondary);
  margin-bottom: 24px;
}

.card-action-link {
  margin-top: auto;
}

.text-link {
  color: var(--accent-cyan);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.9rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: var(--transition-fast);
}

.text-link:hover {
  gap: 10px;
}

/* 5 Features Grid for PayVal */
.features-5-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
}

.feature-item {
  padding: 24px;
  text-align: center;
}

.feat-icon {
  font-size: 2rem;
  margin-bottom: 14px;
}

.feature-item h3 {
  font-size: 1.1rem;
  margin-bottom: 8px;
}

.feature-item p {
  font-size: 0.85rem;
  color: var(--text-secondary);
}

/* Industries Grid */
.industries-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
}

.industry-card {
  padding: 28px 24px;
}

.ind-icon {
  font-size: 2rem;
  margin-bottom: 14px;
}

.industry-card h3 {
  font-size: 1.15rem;
  margin-bottom: 8px;
}

.industry-card p {
  font-size: 0.9rem;
  color: var(--text-secondary);
}

/* Interactive Validation Sandbox (PayVal) */
.verification-sandbox {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 20px;
}

.field-row {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.field-row label {
  font-size: 0.75rem;
  color: var(--text-muted);
  text-transform: uppercase;
}

.glass-input {
  width: 100%;
  padding: 10px 14px;
  background: rgba(0, 0, 0, 0.4);
  border: 1px solid var(--surface-glass-border);
  border-radius: var(--radius-sm);
  color: var(--text-primary);
  font-family: inherit;
  font-size: 0.9rem;
}

.glass-input:focus {
  outline: none;
  border-color: var(--accent-cyan);
}

.validation-status-box {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px;
  border-radius: var(--radius-md);
  margin-top: 6px;
}

.validation-status-box.verified {
  background: rgba(16, 185, 129, 0.1);
  border: 1px solid rgba(16, 185, 129, 0.3);
}

.status-icon-check {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--accent-emerald);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}

.status-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--accent-emerald);
}

.status-sub {
  font-size: 0.75rem;
  color: var(--text-secondary);
}

/* NSF Highlights List */
.nsf-highlights-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.nsf-highlight-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 12px;
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid var(--surface-glass-border);
  border-radius: var(--radius-md);
}

.hi-icon {
  font-size: 1.4rem;
}

.hi-text strong {
  display: block;
  font-size: 0.9rem;
  margin-bottom: 2px;
}

.hi-text span {
  font-size: 0.78rem;
  color: var(--text-muted);
}

/* Highlight Banner */
.highlight-banner {
  padding: 48px;
  text-align: center;
  background: linear-gradient(135deg, rgba(99, 102, 241, 0.1), rgba(168, 85, 247, 0.1));
  border-color: rgba(99, 102, 241, 0.2);
}

.banner-tag {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--accent-purple);
  margin-bottom: 12px;
}

.banner-headline {
  font-family: var(--font-heading);
  font-size: clamp(1.4rem, 2.5vw, 1.9rem);
  max-width: 900px;
  margin: 0 auto;
  line-height: 1.4;
}

/* Split Info Card */
.split-info-card {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 40px;
  padding: 48px;
  align-items: center;
}

.split-info-left h2 {
  font-family: var(--font-heading);
  font-size: 2rem;
  margin: 16px 0;
}

.split-info-left p {
  color: var(--text-secondary);
  margin-bottom: 16px;
}

.split-info-right {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.info-stat-box {
  background: rgba(0, 0, 0, 0.3);
  border: 1px solid var(--surface-glass-border);
  border-radius: var(--radius-md);
  padding: 20px;
  text-align: center;
}

.stat-number {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 700;
}

.stat-label {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* Pricing Section & Cards */
.pricing-cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
  gap: 32px;
  margin-bottom: 48px;
}

.price-table-card {
  padding: 40px 32px;
  position: relative;
  display: flex;
  flex-direction: column;
}

.popular-card {
  border-color: rgba(6, 182, 212, 0.3);
  box-shadow: 0 0 30px rgba(6, 182, 212, 0.15);
}

.popular-ribbon {
  position: absolute;
  top: 18px;
  right: 18px;
  background: linear-gradient(135deg, var(--accent-cyan), var(--accent-indigo));
  color: #fff;
  font-size: 0.72rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.plan-header {
  margin-bottom: 24px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--surface-glass-border);
}

.plan-name {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  font-weight: 700;
  margin-bottom: 6px;
}

.plan-subtitle {
  font-size: 0.9rem;
  color: var(--text-secondary);
}

.plan-features-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 32px;
  flex: 1;
}

.plan-features-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  color: var(--text-secondary);
}

.feat-check {
  color: var(--accent-emerald);
  font-weight: 700;
}

.plan-footer {
  margin-top: auto;
}

.pricing-duo-preview {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.plan-preview-box {
  background: rgba(0, 0, 0, 0.3);
  border: 1px solid var(--surface-glass-border);
  border-radius: var(--radius-md);
  padding: 16px;
}

.plan-preview-box.highlight-plan {
  border-color: rgba(6, 182, 212, 0.3);
}

.plan-preview-box h4 {
  font-size: 0.95rem;
  margin: 6px 0;
}

.plan-preview-box p {
  font-size: 0.78rem;
  color: var(--text-muted);
  margin-bottom: 10px;
}

.plan-fee {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  color: var(--accent-cyan);
  font-weight: 600;
}

/* Calculator Styles */
.calculator-card {
  padding: 48px;
}

.calc-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 40px;
  align-items: center;
}

.slider-group {
  margin-bottom: 28px;
}

.slider-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
}

.slider-header label {
  font-weight: 600;
  font-size: 0.95rem;
}

.slider-val {
  font-family: var(--font-mono);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--accent-cyan);
}

.custom-range {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: var(--bg-tertiary);
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
}

.custom-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent-cyan);
  box-shadow: 0 0 10px var(--accent-cyan);
  cursor: pointer;
}

.calc-results {
  padding: 32px;
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.result-box {
  background: rgba(0, 0, 0, 0.3);
  padding: 16px;
  border-radius: var(--radius-md);
}

.result-label {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 4px;
}

.result-number {
  font-family: var(--font-heading);
  font-size: 1.8rem;
  font-weight: 700;
}

/* Contact & Quote Form Styles */
.contact-hero-section {
  padding: 30px 0 80px;
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 40px;
  align-items: flex-start;
}

.contact-info-panel, .contact-form-panel {
  padding: 40px;
}

.contact-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 16px;
}

.contact-sub {
  font-size: 1.05rem;
  color: var(--text-secondary);
  margin-bottom: 32px;
}

.contact-details-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.contact-detail-card {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 18px;
}

.detail-icon {
  font-size: 1.6rem;
}

.detail-label {
  font-size: 0.78rem;
  color: var(--text-muted);
  text-transform: uppercase;
}

.detail-val {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text-primary);
}

.detail-val a {
  color: var(--accent-cyan);
  text-decoration: none;
}

.detail-hint {
  font-size: 0.8rem;
  color: var(--text-secondary);
}

.form-header {
  margin-bottom: 24px;
}

.form-header h3 {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  margin-bottom: 6px;
}

.form-header p {
  font-size: 0.9rem;
  color: var(--text-secondary);
}

.form-row.duo {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 18px;
}

.form-group label {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-secondary);
}

.form-disclaimer {
  font-size: 0.75rem;
  color: var(--text-muted);
  text-align: center;
  margin-top: 14px;
}

/* Call to Action Banner */
.cta-banner {
  padding: 60px 40px;
  text-align: center;
  background: radial-gradient(circle at 50% 0%, rgba(6, 182, 212, 0.15) 0%, rgba(13, 18, 28, 0.8) 100%);
  border-color: rgba(6, 182, 212, 0.2);
}

.cta-banner-title {
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 700;
  margin-bottom: 12px;
}

.cta-banner-subtitle {
  font-size: 1.1rem;
  color: var(--text-secondary);
  margin-bottom: 32px;
}

.cta-banner-actions {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* Footer */
.site-footer {
  border-top: 1px solid var(--surface-glass-border);
  padding: 60px 0 30px;
  margin-top: 60px;
}

.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}

.footer-bio {
  font-size: 0.85rem;
  color: var(--text-secondary);
  margin: 16px 0;
  max-width: 320px;
}

.footer-contact {
  font-size: 0.85rem;
  color: var(--accent-cyan);
}

.footer-links-group h4 {
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 16px;
}

.footer-links-group a {
  display: block;
  color: var(--text-secondary);
  text-decoration: none;
  font-size: 0.85rem;
  margin-bottom: 10px;
  transition: var(--transition-fast);
}

.footer-links-group a:hover {
  color: var(--accent-cyan);
  transform: translateX(2px);
}

.footer-bottom {
  text-align: center;
  font-size: 0.8rem;
  color: var(--text-muted);
  border-top: 1px solid var(--surface-glass-border);
  padding-top: 24px;
}

/* Responsive Breakpoints */
@media (max-width: 1024px) {
  .hero-section, .calc-grid, .split-info-card, .contact-grid {
    grid-template-columns: 1fr;
  }
  .footer-top {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .navbar {
    flex-direction: column;
    gap: 16px;
    border-radius: var(--radius-lg);
  }
  .nav-center {
    flex-wrap: wrap;
    justify-content: center;
  }
  .form-row.duo {
    grid-template-columns: 1fr;
  }
  .footer-top {
    grid-template-columns: 1fr;
  }
}