From large vehicle down payments to high-volume service department repair bills, Centralized Credit provides secure, low-interchange payment rails, Next-Day ACH, and PayVal account verification for franchised and independent auto dealers.
Cut transaction costs across your sales floor, finance office, and service bays.
Eliminate high credit card processing fees on $5,000–$25,000 vehicle down payments with guaranteed Next-Day ACH debit drafts.
Equip your service advisors with wireless EMV terminals, text-to-pay links, and Cash Discount program options that save thousands in monthly overhead.
Never chase a bounced customer check again. Centralized Credit automatically converts and re-submits returned checks via electronic ACH at zero merchant fee.